Weekly Financial Education Question

According to Nerd Wallet: It's true that responsible use of a credit card can help you build a positive credit history, which is a big part of your credit score. However, you don't need to carry a balance to do that. In fact, building up credit card debt can actually hurt your score. Instead of paying needless interest charges, try to pay the balance off in full each month and avoid closing credit cards, especially if you've had them open for a long time. For more ways to improve your individual credit score, check out sites like Credit Karma and Credit Sesame.